Rarely. We primarily use fixed and bundled pricing, so you know your fee upfront with no surprises, whether it's a single tax return or an ongoing monthly advisory relationship. Every engagement starts with a conversation so we can scope the work and give you a clear quote. For more complex or ongoing consulting work, we may quote a project fee or hourly rate, whichever best fits the engagement.

We work with individuals and small businesses across a wide range of industries, with particular experience serving home service contractors (HVAC, electrical, plumbing, and remodeling), owner-operators, and nonprofit organizations. That said, our door is open to any individual or business owner looking for a CPA who takes the time to explain their numbers.

Getting started is easy. Simply call our office or book directly on our calendar to schedule your initial consultation. We'll take the time to understand your situation and goals, then outline exactly how we can help, with no pressure and no obligation.

Ray Mercer is a CPA licensed in Ohio, with an MBA and over 20 years of experience in tax, accounting, and financial strategy. His background spans both public and corporate accounting across a variety of industries, giving him a well-rounded perspective on the financial challenges business owners and individuals face. Ray founded Ray Mercer CPA, LLC to bring that experience directly to the Greater Cincinnati community with a personal, education-first approach.